A registered retirement savings plan (RRSP) is a flexible, attractive savings tool. In addition to reducing your taxes, it enables you to accumulate significant amounts and to defer income tax on your investment returns. The sooner you start saving, the more quickly your savings will start working for you.
Anyone under the age of 69 who has employment income.
*Certain conditions apply.
Under the regulations, an RRSP must be converted to a registered retirement income fund (RRIF), or another retirement income instrument by December 31 of the year you turn 69.
When you enrol in an RRSP, you can invest in the following investment vehicles:
For investors wishing to accumulate money to make investments and accumulate interest on a daily basis.
For investors seeking access to new investment strategies and a diversified portfolio with an emphasis on capital security.
For investors seeking capital protection and a stable return.
For all types of investors, from cautious to aggressive, who are seeking sound diversification of their investments. No matter what the investment horizon, our wide range of investment funds can satisfy the needs of every investor.